Available to applicants who receive a grant or who pay half the tuition 

Applicants must have a minimum 550 credit score OR have a cosigner who has a minimum 600 credit score

All Monterey loans have a flat 15% interest rate

Meritize offers loans based on a variety of facors, including transcripts and previous learning experience.

Meritize takes academic achievements into consideration in order to offer opportunities to students who don't qualify for traditional loans.